Legal

Terms, privacy & disclosures.

Everything you need to understand your rights and our obligations as your mortgage partner.

Terms of Service

By using the ASoc platform you agree to these terms, which govern your access to our website, tools and mortgage services. ASoc reserves the right to update these terms with notice. Continued use after any update constitutes acceptance.

All content is provided for informational purposes only and does not constitute a commitment to lend. Actual rates and product availability depend on creditworthiness, property type, and other underwriting factors.

Questions? Email us at hello@asoc.finance.

Privacy Policy

ASoc collects information you provide (name, contact details, financial data) solely to process your mortgage application and communicate with you. We do not sell your personal information to third parties.

We use bank-level encryption (TLS 1.3, AES-256 at rest) and access controls to protect your data. You may request deletion or correction of your data at any time by contacting hello@asoc.finance.

Cookies are used only for session management and analytics. You can opt out of analytics cookies via your browser settings.

Loan Disclosures

ASoc is a mortgage broker/lender. All loans are subject to credit approval. Rates, fees and terms advertised are illustrative and subject to change without notice. A formal Loan Estimate will be provided within three business days of your completed application.

APR calculations include points, fees and other charges. Your actual APR may differ. Not all products are available in all states. This is not a commitment to lend.

Equal Housing Lender

ASoc is an Equal Housing Lender. We do not discriminate on the basis of race, color, national origin, religion, sex, familial status, disability, age, marital status, or any other characteristic protected by applicable federal, state or local law.

If you believe you have been subjected to unlawful discrimination in connection with a credit transaction, you may contact the Consumer Financial Protection Bureau (CFPB) at consumerfinance.gov or call 1-855-411-2372.

Licensing

ASoc Finance, Inc. — NMLS #1882041. Licensed to originate mortgage loans in multiple states. Licensing information for each state in which we operate is available on the NMLS Consumer Access website at nmlsconsumeraccess.org.

Corporate headquarters: 204 Harbour Way, Suite 12, San Francisco, CA 94107. Phone: +1 (415) 555-0188.