How it works

A clear path from quote to keys.

No mystery, no runaround. Here's exactly what happens at every stage of your ASoc mortgage — and how long each step takes.

01

Get your quote

Answer a few quick questions and see real rates and payments instantly — with no credit pull and no commitment.

02

Apply online

Securely link your income and assets. Our smart application skips the paperwork and pre-fills what it can.

03

Get pre-approved

Our underwriters verify your file and send a clear, itemized pre-approval letter, usually within one business day.

04

Lock your rate

Found your home? Lock your rate for up to 90 days to protect yourself from market swings while you finalize.

05

Underwriting & appraisal

We coordinate the appraisal and final review and keep you updated in real time inside the app.

06

Close & get keys

Sign digitally, meet your dedicated closing coordinator, and pick up the keys to your new home.

Always informed

Watch your approval progress in real time.

No more wondering where things stand. The ASoc app shows every milestone, every document and every next step — so you're never left guessing.

  • Live status updates
  • Secure document uploads
  • Direct line to your advisor
Person reviewing a mortgage application on a smartphone
Closing day

A coordinator by your side at the finish line.

Closing can be the most stressful part — so we assign a dedicated coordinator to handle the details, answer questions and make sure signing day goes smoothly.

  • Digital signing options
  • Clear final cost breakdown
  • Keys-in-hand support
Borrower signing mortgage paperwork at a desk
Ready when you are

Ready to start step one?

Get your free, no-impact quote and see where you stand in under two minutes.

No credit card required · 30-day free look